CMF reports banking claims in excess of CLP 70 billion

Interested parties can check whether there are claims in their favor using the search engine available on the CMF website.

May 19, 2021 - The Financial Market Commission (CMF) reports that the information on banking claims subject to lapsing is now available to the public. This database is built upon information provided by the banks under its supervision and can be searched through the engine available on its dedicated website.

166,774 claims totaling over 70 billion Chilean pesos were published this year by 14 banking institutions. These include claims for USD 9,1 million and EUR 240,000, among other currencies.

Article 156 of the General Banking Act (LGB) states that after two years in which a deposit, intake, or any other amount in favor of third parties has not been claimed or shown any movements, it must be reported by the bank through a publication in the Official Gazette if its amount is above 5 Unidades de Fomento (UF). In addition, starting in 2017 banks must report to the CMF all claims starting at 1 UF, expanding the listings published in the Official Gazette. In turn, the Commission elaborates its own report with the information submitted annually by banking institutions according to the LGB.

Should these amounts not be claimed by their beneficiaries within three years after these listings are published, the claims will lapse. The financial institution must then pay such amounts to the Treasury, minus the corresponding publication costs, in February 2024. The provisions of Article 156 do not apply to:

  • Deposits and intakes with automatic renewal clauses or an indefinite timeframe.
  • Security bonds and warranty deposits.
  • Sums received from traveler's checks.
  • Any amounts frozen, under liens or pledges.

List of beneficiaries and how to claim the money

To check if you have any banking claims, enter your name in the search engine available at the Commission's dedicated website. In case it shows a claim in your favor at any bank, go directly to any branch of said institution with your ID card to collect the indicated amount. Both the information queries on the website and the claim procedures at each bank are free of charge and done personally.

Overview of 2021 Banking Claims

Bank

No. of Claims

Total in CLP

Total in USD

Total in EUR

Banco de Chile

44,152

19,710,197,139

6,321,947.65

17,796.93

Banco Internacional

177

228,072,034

420.18

0

Scotiabank Chile

12,552

6,741,774,589

386,143.50

23.486,52

Banco BCI

14,297

8,511,273,373

486,530.29

1,000.00

Banco BICE

1,064

1,261,310,882

868,048.00

71,054,26

Banco Santander

21,417

15,098,517,998

380,701.09

114,131.89

Itaú-Corpbanca

12,078

5,765,121,436

468,396.44

9,243.04

Banco Security

976

1,691,643,852

121,254.40

3,507.46

Banco Falabella

5,167

612,200,324

0

0

Banco Ripley

31

10,853,598

0

0

Banco Consorcio

6,809

1,196,800,064

52,778.75

0

China Construction Bank, Agency in Chile

27

14,137,735

111,622.57

0

Bank of China, Agency in Chile

2

941,987

200.00

0

Banco del Estado de Chile

48,025

9,505,281,403

0

0

Total

166,774

70,348,066,414

9,198,042.87

240,220.10

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