• There are 94,654 banking claims distributed across 19 supervised institutions, according to data compiled by the Commission.
• Banking claims subject to lapsing are any amounts (such as deposits or intakes) showing no movement or that have not been collected in two years.

March 26, 2026 - The Financial Market Commission (CMF) announces the publication of banking claims subject to lapsing, i.e., all amounts (such as deposits or intakes) deposited in banks and cooperatives showing no movement or that have not been collected in two years. These can be checked at https://acreencias.cmfchile.cl/.

Pursuant to the General Banking Act, institutions must notify the CMF about any banking claims subject to lapsing that have not registered any movements for two years during the immediately preceding calendar year, or that were not collected. They must also publish them in the Official Gazette.

According to data compiled by the Commission through its regulatory processes (1), there are 94,654 claims in 2026 across 19 supervised institutions for a total of CLP 106,845 million - a 13-percent increase versus last year.

Regulations state that if these amounts are not collected by their beneficiaries within three years after the respective listings are published, the claims will lapse. Financial institutions must then pay such amounts to the National Board of Firefighters of Chile.

As of this publication, parties with banking claims have three years to collect their money.

Overview of 2026 Claims Subject to Lapsing

Source: CMF.

(1) According to File E30 of the Information Systems Manual for Banks - reference as of December 2025.